RISD policy requires all enrolled students to be covered by a comprehensive health insurance program. The College meets this requirement by providing United Health Care coverage, administered by University Health Plans. Students are automatically billed and will be enrolled in the student health insurance plan if a valid waiver is not completed by the required deadline. Once the waiver is approved, the health insurance charge will be removed from the student account.
All international students will be enrolled in the plan automatically, with the exception of the international students for which their health insurance company’s primary home office is based in the US and the policy provides comparable coverage to the College’s student health insurance plan. International students who do not fall under those conditions must purchase the College’s plan.
All other students enrolled in a comparable health insurance program may elect to waive the College plan by submitting an online waiver on or before the bill due date. Those that fail to submit the online waiver will automatically be enrolled in the coverage. The waiver must be completed each academic year.
If health insurance coverage is lost due to a qualifying event and enrollment is now necessary, please contact University Health Plans at 1-800-437-6448. For questions regarding the insurance coverage, or to complete the online waiver, please visit www.universityhealthplans.com.
Given the current cost of education, we are concerned for the students who suffer serious illnesses or accidents requiring them to leave RISD before the semester is completed. In many instances it means not only the loss of time invested in studies, but also the loss of the semester’s costs.
We are pleased to advise you of an insurance program, the Tuition Refund Plan, which will minimize the financial portion of the loss. This optional insurance plan provides coverage for Tuition, Fees, Room and Board charges. Accordingly, the costs insured for the 2015-2016 academic year are $58,440.
This plan significantly extends and enhances RISD’s published refund policy. You are assured of an 80% refund throughout the term even after the College’s own refund policy has expired. This is especially beneficial if you are forced to withdraw and then return at a later term.
For additional details on the policy and/or to complete the application form, please visit www.collegerefund.com.