Student Accounts

A division of Student Financial Services, Student Accounts:

  • issues electronic billing notices.
  • assesses and collects tuition, fees and other RISD charges.
  • refunds credit balances.
  • assists with payment options.
  • handles health insurance requirements and enrollment.
  • oversees federal 1098-T tax forms and all other student account-related matters.

Dedicated staff support students in managing RISD-specific educational expenses.

Make a payment


Bill due dates

Financial arrangements must be in place by the following deadlines in order to remain registered for academic coursework:

Fall 2022: Charges will be released July 1, with payment due August 1, 2022.

Spring 2023: Charges will be released early December, with payment due January 15, 2023.


To access the Nelnet Student Account Center, first review instructions and payment options at Here students can also add a parent, guardian or other individual as an authorized party to review charges or pay on the student’s behalf.  

RISD accepts payment by checking or savings account, debit or credit (MasterCard, Visa, American Express or Discover, with a fee for debit or credit) via the Nelnet Student Account Center. To avoid service fees when paying online with a checking or savings account, payers should use routing and account numbers rather than debit card numbers.

All payments should be made online electronically with the exception of outside scholarship and 529 college savings plan payments.

Interest-free payment plans are available through Nelnet Student Account Center for a flat rate of $65 per semester. The fall plan begins August 1 and the spring plan begins January 1. Each term includes five equal monthly installments.

You can also complete formal enrollment in the payment plan via the Nelnet Student Account Center or by calling 800 609-8056. Monthly payments are automatically deducted on the first of each month from banking accounts (checking or savings) or debit/credit cards (a processing fee applies).

Students are responsible for reconciling their payment plan with their student account statement to ensure that payment of their student account is made in full.

Outstanding balances caused by underfunded payment plans may be charged a late payment fee in addition to any other Nelnet late fees.

RISD has the right to deny specific payment methods to students who have returned payments and/or adverse payment history.

Payment information for international students

RISD accepts international payments within the Nelnet Student Account Center, in partnership with Flywire, giving international students an easy and secure method for making payments to their student account. This service supports payments in more than 140 currencies and lets users track transactions from start to finish. Flywire also provides dedicated, multilingual customer support.

Please initiate your international payment through the Nelnet Student Account Center by selecting “Make a Payment” and then “International Payment” to ensure accurate and timely posting. For questions regarding international payments, please call Nelnet Campus Commerce at 800 609-8056.

Non-payment of tuition and fees

Students with an outstanding balance will be charged a late payment fee. To avoid late payment fees, students must ensure that all financial obligations to the college are met by the published due dates. Late payment fees are accessed once per term as follows:

  • $200 late payment fee for balances less than $2,000
  • $500 late payment fee for balances greater than or equal to $2,000

Students with outstanding balances may be blocked from the following:

  • Registration for future terms
  • Room selection for on-campus housing

RISD will also not provide official transcripts, grades or grant diplomas certifying graduation for any student who has an outstanding balance.

Students who plan to travel on school-sponsored trips must first pay their student account in full. Students with an account balance are ineligible for travel and may forfeit any funds already used to book travel arrangements.

Defaulted balances may be assigned to a collection agency. Students may be responsible for collection and/or legal expenses.

Aid and your bill

How aid is applied to your bill

Financial aid is awarded for the entire academic year. The tuition statement you receive each semester will include half of your total awarded financial aid. With the exception of work study, aid will be disbursed to your student account 10 days before classes as long as:  

  • all required documents have been received.
  • if required, federal verification of your financial aid file has been completed.

Direct Subsidized, Direct Unsubsidized, Direct Graduate PLUS and Direct Parent PLUS loans require a completed Master Promissory Note. In addition, student Direct Loans require completion of entrance counseling. These online Direct Loan requirements are completed online by the loan borrower via Federal Student Aid.

Outside scholarships

For each outside scholarship they receive, students must notify Student Financial Services by completing an outside scholarship reporting form. Although RISD incorporates outside scholarships into your total financial aid, they do not appear on the RISD student account unless the scholarship check is both payable to and remitted to RISD.

Mail paper-issued outside scholarship checks to the RISD address below. The check and/or accompanying documentation must include the student’s legal name and RISD ID number.

Rhode Island School of Design
Attn: SFS
Two College Street
Providence, RI 02903

State grants

State grants will be added to your student account as pending once Student Financial Services receives an official state roster of eligible students. State grants are not certified with the state until after the add/drop period. Funds will be disbursed to your student account once the grants are received by the institution.

Private education loans

Students who need private education loans to manage college costs should consider applying for loans for the academic year. This way the loan is divided in two, with half applied to the fall account and the other half to spring.

Private education loans appear on your student account as pending until the lender sends the loan funds to RISD. Research our historical lender list for options and apply directly to the lender of your choice. Loan options are not limited to those on the list.

To ensure that loan proceeds are applied to your student account in a timely manner, we recommend that you apply for loans and fulfill requirements at least two weeks in advance of the payment deadline.

Credit balances and refunds

Students will automatically receive refunds for any excess financial aid funds (credit balances) on their student account each semester. Refunds are generally available within the first week of school—therefore it is important to budget your expenses appropriately.

Any credit balance generated from a Parent Plus loan will be returned to the parent borrower. The balance will be mailed directly to the parent unless requested otherwise.

Students are strongly encouraged to enroll in direct deposit to prevent lost/stolen checks. Enrollment can be completed by visiting WebAdvisor.

Health insurance

RISD policy requires all enrolled students on campus to be covered by a comprehensive health insurance program. The college meets this requirement by providing United Health Care coverage, administered by University Health Plans. Students are automatically billed and will be enrolled in the student health insurance plan if a valid waiver is not completed by the required deadline. Once the waiver is approved, the health insurance charge will be removed from the student account.

All international students will be enrolled in the plan automatically, with the exception of international students whose health insurance company’s primary home office is based in the US and the policy provides comparable coverage to the college’s student health insurance plan. International students who do not fall under those conditions must purchase the college’s plan.

All other students enrolled in a comparable health insurance program may elect to waive the college plan by submitting an online waiver on or before the bill due date. Those that fail to submit the online waiver will automatically be enrolled in the coverage. The waiver must be completed each academic year.

If health insurance coverage is lost due to a qualifying event and enrollment is now necessary, please contact University Health Plans at 800 437-6448. For questions regarding the insurance coverage, or to complete the online waiver, please visit

Tuition insurance

Given the current cost of education, we are concerned for students who suffer illnesses or accidents requiring them to leave RISD before the end of a semester. In many instances it means not only the loss of time invested in studies, but also the loss of the semester’s costs.

We are pleased to advise you of the Tuition Protection Plan insurance program. This program minimizes the financial portion of the loss. This optional insurance plan provided by GradGuard and Allianz Global Assistance provides coverage for tuition, fees and on-campus room and board charges. It significantly extends and enhances RISD’s published refund policy.

Additional details on the policy are available from GradGuard. Enroll in the Tuition Protection Plan via RISD's Student Account Center. You must enroll prior to the first day of classes.

Withdrawals and leaves of absence: fall 2022/spring 2023

Full-time students who withdraw or take a leave from RISD after the fall or spring semester begins are charged a portion of tuition, room and board as follows:

Fall 22/spring 23 withdrawal charges

Withdrawal during
First week
Second week
Third week
Tuition portion charged
Room and board portion charged*

* Off-campus dining values begin on September 5 for fall 2022 and January 20 for spring 2023.
* Students may be assessed additional housing and/or meal plan charges after move-out.
** Room and board charges for the first week begin on move-in day and run through the first week of classes.

Withdrawals and leaves of absence: summer 2022

Students who withdraw or take a leave of absence from RISD after their summer program begins are charged a portion of tuition, room and board as follows:

Summer 22 withdrawal charges—tuition

Withdrawal during
Day 1–2
Day 3–4
Tuition portion charged

Summer 22 withdrawal charges—room and board

Withdrawal during
Day 1–7
Room and board portion charged*
daily rate

*Additional charges and adjustments may be assessed after official notification is received by SFS from the Registrar’s Office. We base charge adjustments for room and board on move-out date, not withdrawal date.

Withdrawn student outstanding balance policy

Students who fully withdraw from RISD with an outstanding balance on their student account will have 180 calendar days to satisfy this balance. Accounts not paid in full or satisfied through an agreed-upon payment plan will be sent to an outside collections agency.

policy and procedure for all students who take a leave of absence from RISD

policy and procedure for all students who withdraw from RISD